FDIC-Insured – Backed by the full faith and credit of the U.S. Government.
Depositors Insurance Fund insures all deposit amounts over FDIC limits.

Personal Checking Accounts

Personal Checking

Pays no interest. No monthly service fees if you meet one of the following requirements: 

  • Maintain a minimum daily balance of $500
  • Maintain a minimum daily balance of $5,000 in any combination of deposit accounts
  • A college student, under the age of 18, or 65 years of age and older
  • Have at least one Direct Deposit of your paycheck, pension, or Social Security benefits into your account per month (minimum $25)
  • Have your Methuen Co-operative Bank mortgage or loan payment automatically withdrawn from your account
  • Sign up for eStatements

N.O.W. Accounts

  • Variable rate of interest
  • No monthly service fee if you maintain a minimum daily balance of $500 in your NOW account