Personal Checking Accounts

Personal Checking

Pays no interest. No monthly services fees if you meet one of the following requirements:

  • Maintain a minimum daily balance of $500
  • Maintain a minimum daily balance of $5,000 in any combination of deposit accounts
  • If you are a college student or under 18 or 65 years of age and older
  • Have at least one Direct Deposit of your paycheck, pension, or Social Security benefits into your account per month (minimum $25)
  • Have your Methuen Co-operative Bank mortgage or loan payment automatically withdrawn from your account

N.O.W. Accounts

  • Variable rate of interest
  • No monthly service fee if you maintain a minimum daily balance of $500 in your NOW account